Terms of Use
Effective date: August 2, 2026
These Terms of Use govern your access to and use of laforteinsurance.com, operated by LaForte Insurance LLC.
1. Acceptance of Terms
By accessing or using this website, you agree to these Terms of Use. If you do not agree, please do not use the website.
2. Informational Purpose
The content on this website is general information about commercial insurance for trucking operations. It is not legal, tax or financial advice, and it is not a recommendation for your specific situation.
3. No Coverage Is Bound Through the Website
Submitting a form through this website does not bind, issue, renew, modify or cancel insurance coverage. Coverage exists only after confirmation by an authorized insurance professional and, where applicable, the insurance carrier.
4. Quotes, Eligibility and Availability
Quotes and availability depend on underwriting, eligibility, accurate and complete information, and carrier requirements. Policy terms, exclusions, limits, conditions and carrier decisions control in all cases. Nothing on this website guarantees a quote, a price or the availability of coverage.
5. User Responsibilities
You agree to provide accurate information, to submit requests only on your own behalf or with proper authorization, and not to misuse the website, including by attempting to disrupt it, submit automated or fraudulent requests, or access areas not intended for public use.
6. Communications
If you submit a request and provide consent, LaForte Insurance may respond to that specific request by phone, email or WhatsApp. You may ask us to stop contacting you at any time.
7. Claims and Emergencies
This website is not the sole method for reporting an emergency or an urgent claim, and submissions are not monitored continuously. If there is an emergency or a risk to safety, contact emergency services first. For urgent claim matters, contact LaForte Insurance by phone or contact your carrier directly.
8. Intellectual Property
The website, its content, design, text, graphics and marks are the property of LaForte Insurance LLC or its licensors and are protected by applicable law. You may not copy, reproduce or use them without permission, except as reasonably needed to view the website.
9. Third-Party Links
This website may link to third-party websites and services. Those sites have their own terms and privacy practices, and we are not responsible for their content or availability.
10. Website Availability and Disclaimer
We do not guarantee uninterrupted or error-free availability of the website. The website and its content are provided on an “as is” and “as available” basis, without warranties of any kind to the fullest extent permitted by law.
11. Limitation of Liability
To the fullest extent permitted by applicable law, LaForte Insurance LLC is not liable for indirect, incidental, consequential or special damages arising from your use of this website or reliance on its general information.
12. Governing Law
These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles.
13. Severability
If any provision of these Terms is found unenforceable, the remaining provisions remain in full effect.
14. Changes to These Terms
We may update these Terms from time to time. The effective date above indicates when the current version took effect. Continued use of the website after an update indicates acceptance of the updated Terms.
15. Contact Us
Questions about these Terms can be directed to: